Plan. Invest. Grow. Save. Be Free
Living A
Financially Free Life
Discover the possibilities of Indexed Universal Life Insurance and what it could do to help you achieve Financial Freedom.
Access your funds for : Early Retirement. Buying a Home. Medical Emergencies. Mini Vacations. MORE! Tax-Free!
What Is IUL?
We are here to help you invest in a secured financial future.
IUL provides a unique blend of life protection, cash accumulation, and potential income under one dynamic product. Benefit from a death benefit to protect your loved ones and enjoy the potential for tax-deferred growth based on the performance of a market index.
Benefits of IUL
Why IUL?
Cash Growth
An IUL policy allows for some cash value growth through an equity index account, unlike other universal policies that only grow cash value through non-equity earned rates.
Freedom
Indexed Universal Life Insurance gifts you the liberty to tailor your premium payments and death benefit according to your needs.
Safety Net
Embrace the storm of market volatility with a safety net. Indexed Universal Life Insurance couples growth potential with downside protection. Participate in the gains of a rising market index, yet sleep soundly knowing a floor protects your cash value from severe downturns.
Tax-Free
Your policy's cash value grows tax-deferred. Upon withdrawal, the funds emerge tax-free. An exciting realm of untapped potential awaits you, letting you retire with less tax-related worries.
Access to Cash
Picture funds for your child's education, resources for a dream venture, or an unexpected retirement boon. It's all possible with the loan feature of Indexed Universal Life Insurance. Access your cash value while you're alive, an ally in every stage of life's journey.
How to get started
Apply for the best rate
Fill out a quick form to determine eligbility
Get approved
Go through a streamlined approval process
Be financially free
Start investing with tax-free growth. Access cash anytime.
the difference
Compared to 401k
401K
- You must pay taxes
- You can not access your money any time you want and are heavily penalized for hardship withdrawal.
- Limited to how much you invest.
- You Are required to report earnings to the IRS
IUL
- You don’t have to pay taxes on growth or principal. EVER.
- Positive interest is guaranteed not to go backward.
- Take money out at any time – for any reason – without penalty, while 100% of your money continues to earn interest.
- You are not required to report money when you take it out to the IRS.